:root {
  --primary: #0a3f8f;
  --primary-dark: #061a3a;
  --primary-soft: #184f9f;
  --teal: #0faf95;
  --gold: #f2c24f;
  --gold-soft: #fff4cf;
  --ink: #10233f;
  --text: #31445f;
  --muted: #6a7a90;
  --line: #dbe4ef;
  --surface: #f4f8fc;
  --white: #ffffff;
  --shadow: 0 20px 50px rgba(6, 26, 58, 0.10);
  --shadow-strong: 0 24px 70px rgba(6, 26, 58, 0.16);
  --radius: 22px;
  --radius-sm: 14px;
  --container: 1220px;
  --transition: 0.28s ease;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f9fbfd 0%, #f3f7fb 100%);
  line-height: 1.65;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  padding: 0;
  margin: 0;
  list-style: none;
}

.container {
  width: min(var(--container), calc(100% - 2rem));
  margin-inline: auto;
}

.topbar {
  background: var(--primary-dark);
  color: rgba(255,255,255,0.86);
  font-size: 0.94rem;
}

.topbar .container {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.8rem 0;
}

.topbar ul {
  display: flex;
  gap: 1.2rem;
  flex-wrap: wrap;
}

.topbar li {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.topbar svg,
.contact-list svg,
.footer-contact svg,
.info-card svg,
.icon-badge svg,
.step-number svg {
  width: 18px;
  height: 18px;
  flex: 0 0 18px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(12px);
  background: rgba(255,255,255,0.88);
  border-bottom: 1px solid rgba(10,63,143,0.08);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 86px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--primary-dark);
}

.brand img {
  width: 62px;
  height: 62px;
  object-fit: contain;
}

.brand-text small {
  display: block;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-size: 0.72rem;
  color: var(--muted);
  margin-bottom: 0.15rem;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 1.45rem;
  font-weight: 600;
  color: var(--ink);
}

.nav-menu a {
  position: relative;
  padding: 0.3rem 0;
}

.nav-menu a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -0.2rem;
  width: 100%;
  height: 2px;
  background: linear-gradient(90deg, var(--teal), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.nav-menu a:hover::after,
.nav-menu a.active::after {
  transform: scaleX(1);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 0.8rem;
}

.btn,
button,
input[type="submit"] {
  border: 0;
  cursor: pointer;
  border-radius: 999px;
  font-weight: 700;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.95rem 1.45rem;
}

.btn-primary {
  color: var(--white);
  background: linear-gradient(135deg, var(--primary), var(--teal));
  box-shadow: 0 14px 34px rgba(10,63,143,0.22);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 38px rgba(10,63,143,0.28);
}

.btn-secondary {
  color: var(--primary-dark);
  background: rgba(255,255,255,0.9);
  border: 1px solid rgba(255,255,255,0.3);
}

.btn-secondary:hover {
  transform: translateY(-2px);
  background: #fff;
}

.btn-outline {
  color: var(--primary);
  background: transparent;
  border: 1px solid rgba(10,63,143,0.18);
}

.btn-outline:hover {
  transform: translateY(-2px);
  border-color: rgba(10,63,143,0.45);
}

.menu-toggle {
  display: none;
  background: transparent;
  padding: 0.25rem;
}

.menu-toggle span {
  display: block;
  width: 28px;
  height: 3px;
  background: var(--primary-dark);
  border-radius: 999px;
  margin: 5px 0;
}

.hero {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(110deg, rgba(6,26,58,0.92) 0%, rgba(10,63,143,0.85) 42%, rgba(15,175,149,0.75) 100%),
    url('../images/hero-finance.svg') center/cover no-repeat;
  color: var(--white);
}

.hero::before,
.page-hero::before {
  content: "";
  position: absolute;
  inset: auto auto -120px -80px;
  width: 340px;
  height: 340px;
  background: radial-gradient(circle, rgba(242,194,79,0.35), rgba(242,194,79,0));
  pointer-events: none;
}

.hero .container,
.page-hero .container {
  position: relative;
  z-index: 1;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 2rem;
  align-items: center;
  min-height: 720px;
  padding: 5rem 0;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.45rem 0.85rem;
  border-radius: 999px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.18);
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 1.1rem;
}

.hero h1,
.page-hero h1 {
  font-size: clamp(2.5rem, 6vw, 4.6rem);
  line-height: 1.05;
  margin: 0 0 1rem;
  letter-spacing: -0.03em;
}

.hero p.lead,
.page-hero p.lead {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.88);
  max-width: 680px;
  margin-bottom: 1.8rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 1.85rem;
}

.hero-highlights,
.mini-points {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
}

.hero-highlights span,
.mini-points span {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1rem;
  border-radius: 999px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.12);
  font-size: 0.95rem;
}

.hero-card,
.glass-card {
  padding: 1.8rem;
  border-radius: 28px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.16);
  backdrop-filter: blur(14px);
  box-shadow: var(--shadow-strong);
}

.hero-card h2,
.form-card h2,
.sidebar-card h3 {
  margin-top: 0;
  color: var(--white);
}

.hero-card p,
.form-card p {
  color: rgba(255,255,255,0.84);
}

.hero-stat-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
  margin-top: 1.25rem;
}

.hero-stat {
  padding: 1rem;
  border-radius: 20px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
}

.hero-stat strong {
  display: block;
  color: var(--white);
  font-size: 1.4rem;
  margin-bottom: 0.25rem;
}

section,
.page-section {
  padding: 5.5rem 0;
}

.section-header {
  max-width: 760px;
  margin-bottom: 2.4rem;
}

.section-header.center {
  text-align: center;
  margin-inline: auto;
}

.section-header h2 {
  margin: 0 0 0.85rem;
  color: var(--ink);
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.1;
  letter-spacing: -0.03em;
}

.section-header p {
  margin: 0;
  color: var(--muted);
  font-size: 1.05rem;
}

.grid-3,
.grid-4,
.steps-grid,
.footer-grid,
.contact-grid,
.form-layout,
.metrics-grid,
.solutions-grid,
.testimonial-grid,
.choice-grid,
.feature-grid {
  display: grid;
  gap: 1.4rem;
}

.grid-3,
.choice-grid,
.feature-grid,
.solutions-grid,
.testimonial-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-4,
.metrics-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.steps-grid,
.footer-grid,
.contact-grid,
.form-layout {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.card,
.info-card,
.solution-card,
.choice-card,
.testimonial-card,
.contact-card,
.metric-card,
.step-card,
.faq-item,
.sidebar-card,
.form-card,
.cta-band,
.trust-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  border: 1px solid rgba(10,63,143,0.06);
}

.card,
.info-card,
.solution-card,
.choice-card,
.testimonial-card,
.contact-card,
.metric-card,
.step-card,
.sidebar-card,
.form-card,
.trust-card {
  padding: 1.6rem;
}

.icon-badge {
  width: 56px;
  height: 56px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 18px;
  background: linear-gradient(135deg, rgba(10,63,143,0.14), rgba(15,175,149,0.12));
  color: var(--primary);
  margin-bottom: 1rem;
}

.info-card h3,
.solution-card h3,
.choice-card h3,
.step-card h3,
.metric-card h3,
.contact-card h3,
.sidebar-card h3,
.form-card h2 {
  color: var(--ink);
  margin-top: 0;
  margin-bottom: 0.55rem;
}

.muted,
.solution-card p,
.info-card p,
.choice-card p,
.testimonial-card p,
.step-card p,
.metric-card p,
.contact-card p,
.sidebar-card p,
.footer-bottom,
.faq-item p,
.list-check li,
.form-note {
  color: var(--muted);
}

.solution-card {
  position: relative;
  overflow: hidden;
}

.solution-card::after {
  content: "";
  position: absolute;
  inset: auto -25px -25px auto;
  width: 110px;
  height: 110px;
  border-radius: 999px;
  background: radial-gradient(circle, rgba(15,175,149,0.15), rgba(15,175,149,0));
}

.solution-card .tag,
.metric-card .tag,
.choice-card .tag,
.page-tag {
  display: inline-flex;
  padding: 0.45rem 0.75rem;
  border-radius: 999px;
  background: var(--gold-soft);
  color: #7b5a00;
  font-weight: 700;
  font-size: 0.82rem;
  margin-bottom: 0.9rem;
}

.steps-wrap {
  background: linear-gradient(180deg, rgba(10,63,143,0.04), rgba(15,175,149,0.04));
}

.step-card {
  position: relative;
}

.step-number {
  width: 52px;
  height: 52px;
  border-radius: 16px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--primary), var(--teal));
  color: white;
  font-size: 1.1rem;
  font-weight: 800;
  margin-bottom: 1rem;
}

.choice-card ul,
.list-check,
.footer-links ul,
.contact-list,
.feature-list {
  display: grid;
  gap: 0.8rem;
}

.list-check li,
.choice-card li,
.feature-list li {
  position: relative;
  padding-left: 1.6rem;
}

.list-check li::before,
.choice-card li::before,
.feature-list li::before {
  content: "•";
  position: absolute;
  left: 0;
  top: -0.02rem;
  color: var(--teal);
  font-size: 1.25rem;
}

.metric-card strong {
  display: block;
  margin-bottom: 0.35rem;
  color: var(--primary-dark);
  font-size: 2rem;
}

.testimonial-card {
  position: relative;
}

.testimonial-card::before {
  content: "“";
  font-size: 4rem;
  line-height: 1;
  color: rgba(10,63,143,0.1);
  position: absolute;
  top: 0.8rem;
  right: 1rem;
  font-weight: 800;
}

.testimonial-author {
  margin-top: 1rem;
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.testimonial-author strong {
  color: var(--ink);
}

.faq-list {
  display: grid;
  gap: 1rem;
}

.faq-item {
  padding: 1.4rem 1.5rem;
}

.faq-item h3 {
  margin: 0 0 0.5rem;
  color: var(--ink);
  font-size: 1.08rem;
}

.cta-section {
  padding-top: 0;
}

.cta-band {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: var(--white);
  padding: 2.4rem;
  display: grid;
  grid-template-columns: 1.25fr auto;
  align-items: center;
  gap: 1rem;
  overflow: hidden;
  position: relative;
}

.cta-band::after {
  content: "";
  position: absolute;
  right: -40px;
  top: -40px;
  width: 220px;
  height: 220px;
  border-radius: 999px;
  background: radial-gradient(circle, rgba(242,194,79,0.25), rgba(242,194,79,0));
}

.cta-band h2 {
  margin: 0 0 0.4rem;
}

.footer {
  background: #07172f;
  color: rgba(255,255,255,0.84);
  padding: 4.5rem 0 1.6rem;
}

.footer-grid {
  gap: 2rem;
  align-items: start;
}

.footer .brand {
  color: var(--white);
}

.footer .brand-text small,
.footer-bottom,
.footer p,
.footer a {
  color: rgba(255,255,255,0.74);
}

.footer h3,
.footer h4 {
  color: white;
  margin-top: 0;
}

.footer-links ul {
  gap: 0.7rem;
}

.footer-contact li {
  display: flex;
  gap: 0.7rem;
  align-items: flex-start;
}

.footer-bottom {
  margin-top: 2rem;
  padding-top: 1.4rem;
  border-top: 1px solid rgba(255,255,255,0.1);
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
}

.page-hero {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(120deg, rgba(6,26,58,0.94), rgba(10,63,143,0.9) 52%, rgba(15,175,149,0.72) 100%),
    url('../images/hero-finance.svg') center/cover no-repeat;
  color: white;
}

.page-hero .container {
  padding: 4.7rem 0 4rem;
}

.breadcrumbs {
  display: inline-flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  color: rgba(255,255,255,0.72);
  font-size: 0.95rem;
  margin-bottom: 1.1rem;
}

.content-grid,
.about-grid {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 1.5rem;
  align-items: start;
}

.form-card {
  background: linear-gradient(180deg, var(--primary-dark), #0d2f63);
  color: white;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
}

.form-group.full {
  grid-column: 1 / -1;
}

label {
  font-weight: 700;
  font-size: 0.95rem;
}

input,
select,
textarea {
  width: 100%;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(255,255,255,0.12);
  color: white;
  padding: 0.95rem 1rem;
  font: inherit;
  outline: none;
  transition: border-color var(--transition), background var(--transition);
}

input::placeholder,
textarea::placeholder {
  color: rgba(255,255,255,0.64);
}

input:focus,
select:focus,
textarea:focus {
  border-color: rgba(242,194,79,0.9);
  background: rgba(255,255,255,0.15);
}

textarea {
  min-height: 130px;
  resize: vertical;
}

.form-card .btn-primary {
  width: 100%;
  margin-top: 0.3rem;
}

.sidebar-stack {
  display: grid;
  gap: 1rem;
}

.contact-card a {
  color: var(--primary);
  font-weight: 700;
}

.contact-list li,
.info-line {
  display: flex;
  gap: 0.8rem;
  align-items: flex-start;
}

.notice-box {
  padding: 1rem 1.1rem;
  border-radius: 18px;
  background: rgba(242,194,79,0.12);
  border: 1px solid rgba(242,194,79,0.2);
  color: var(--ink);
}

.table-like {
  display: grid;
  gap: 0.8rem;
}

.table-row {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding-bottom: 0.8rem;
  border-bottom: 1px solid var(--line);
}

.table-row:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.highlight-box {
  padding: 1.3rem;
  border-radius: 20px;
  background: linear-gradient(135deg, rgba(10,63,143,0.06), rgba(15,175,149,0.08));
  border: 1px solid rgba(10,63,143,0.08);
}

.legal-content,
.privacy-content {
  display: grid;
  gap: 1.15rem;
}

.legal-content h2,
.privacy-content h2 {
  color: var(--ink);
  margin-bottom: 0.45rem;
}

.legal-content p,
.privacy-content p,
.legal-content li,
.privacy-content li {
  color: var(--text);
}

.centered-cta {
  text-align: center;
}

.success-box {
  max-width: 780px;
  margin: -4rem auto 0;
  position: relative;
  z-index: 2;
}

.success-box .card {
  padding: 2rem;
}

.badge-success {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  background: rgba(15,175,149,0.12);
  color: #0a6e5f;
  border-radius: 999px;
  padding: 0.55rem 0.9rem;
  font-weight: 700;
  margin-bottom: 1rem;
}

@media (max-width: 1100px) {
  .hero-grid,
  .content-grid,
  .about-grid,
  .cta-band,
  .steps-grid,
  .footer-grid,
  .contact-grid,
  .form-layout {
    grid-template-columns: 1fr;
  }

  .grid-3,
  .choice-grid,
  .feature-grid,
  .solutions-grid,
  .testimonial-grid,
  .grid-4,
  .metrics-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 900px) {
  .menu-toggle {
    display: inline-block;
  }

  .nav-menu {
    position: absolute;
    left: 1rem;
    right: 1rem;
    top: calc(100% + 0.65rem);
    display: none;
    flex-direction: column;
    align-items: flex-start;
    padding: 1.1rem;
    background: rgba(255,255,255,0.98);
    border-radius: 22px;
    box-shadow: var(--shadow-strong);
    border: 1px solid rgba(10,63,143,0.08);
  }

  .nav-menu.open {
    display: flex;
  }

  .nav-actions .btn {
    display: none;
  }

  .hero-grid {
    min-height: auto;
    padding: 4rem 0;
  }
}

@media (max-width: 700px) {
  section,
  .page-section {
    padding: 4rem 0;
  }

  .grid-3,
  .choice-grid,
  .feature-grid,
  .solutions-grid,
  .testimonial-grid,
  .grid-4,
  .metrics-grid,
  .form-grid,
  .hero-stat-grid {
    grid-template-columns: 1fr;
  }

  .topbar .container,
  .topbar ul {
    flex-direction: column;
    align-items: flex-start;
  }

  .brand img {
    width: 54px;
    height: 54px;
  }

  .hero h1,
  .page-hero h1 {
    font-size: 2.35rem;
  }

  .cta-band {
    padding: 1.8rem;
  }

  .footer-bottom,
  .table-row {
    flex-direction: column;
  }
}